Regos

Membership in the pillar II

Insured persons who are insured under the compulsory pension insurance system on the basis of generational solidarity (pillar I) according to the Pension Insurance Act and who are under 40 years of age are subject to compulsory insurance on the basis of individual capitalized savings (pillar II) in a pension fund of a certain category.

Procedure for exercising the right to old-age/anticipated old-age pension

In the process of exercising their rights to old-age or anticipated old-age pension, all insured persons who are insured in both pension pillars are allowed to choose whether they want to receive a pension from the pillar I only or a pension from the pillars I and II by submitting a personal statement to REGOS.

Payment of inheritance from personal account

Total capitalized funds from the personal account represent the personal property of an OMF member. If an OMF member dies before exercising the right to a pension, and family members do not have the right to a family pension according to the Pension Insurance Act, total capitalized funds in the account of the deceased OMF member shall be a subject of inheritance according to the Inheritance Act.

Category A 38.8054

Category B 49.9299

Category C 18.9957

Category A 31.0945

Category B 46.6804

Category C 18.5401

Category A 27.6859

Category B 44.5448

Category C 19.6697

Category A 33.8382

Category B 56.3751

Category C 20.0630

E-services

My account

REGOS Electronic Services System for insured persons

Compulsory pension fund (registration/change)

Pension selection (pension only from pillar I or pension from pillars I and II)

Pension insurance company (registration/change)

My pension

My pension - personalized pension calculator

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Pension Information Centers

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150511481 €

Contribution payments in
November 2025

2396298 members

Total number of members
on 30.11.2025.

7107 members

Number of new members in
November 2025

December 19, 2025

Croatia becomes part of the ETS community: REGOS and the digital platform “Moja mirovina” become part of the European pension tracking system

July 1, 2024

Members of compulsory pension funds have received an annual REGOS certificate

April 2, 2024