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Membership in the pillar II

Insured persons who are insured under the compulsory pension insurance system on the basis of generational solidarity (pillar I) according to the Pension Insurance Act and who are under 40 years of age are subject to compulsory insurance on the basis of individual capitalized savings (pillar II) in a pension fund of a certain category.

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Procedure for exercising the right to old-age/anticipated old-age pension

In the process of exercising their rights to old-age or anticipated old-age pension, all insured persons who are insured in both pension pillars are allowed to choose whether they want to receive a pension from the pillar I only or a pension from the pillars I and II by submitting a personal statement to REGOS.

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Payment of inheritance from personal account

Total capitalized funds from the personal account represent the personal property of an OMF member. If an OMF member dies before exercising the right to a pension, and family members do not have the right to a family pension according to the Pension Insurance Act, total capitalized funds in the account of the deceased OMF member shall be a subject of inheritance according to the Inheritance Act.

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The value of the unit of account for the day - 20.08.2026.

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PBZ CROATIA OSIGURANJE d.d.

Category A 42.4603

Category B 52.8753

Category C 19.0840

ALLIANZ ZB d.o.o.

Category A 34.5371

Category B 49.3754

Category C 18.5893

RAIFFEISEN d.d.

Category A 29.2790

Category B 45.8567

Category C 19.7886

ERSTE d.o.o.

Category A 37.5795

Category B 61.1948

Category C 20.1224

REGOS in numbers

150511481

Contribution payments in
November 2025

2396298 members

Total number of members
on 30.11.2025.

7107 members

Number of new members in
November 2025